You borrowed $$12,854$ and must repay $$15,000$ in exactly $5$ years from today. Interest is compounded annually. What is the annual interest rate of the loan?

Select one:

a$.3\mathrm{.}14\%$

b$.2\mathrm{.}82\%$

c$.2\mathrm{.}96\%$

d$.3\mathrm{.}56\%$