You borrowed $$36,245\mathrm{.}828$ years ago to pay for educational expenses. The outstanding student loan requires payments of $$550$ per month $($the next payment is in one month$)$ for the next four years. The interest rate on the loan is $10\%$ APR compounded monthly. You are considering making an extra payment of $$150$ today $($that is$,$ you will pay an extra $$150$ that you are not required to pay$).$ If you are required to continue to make payments of $$550$ per month until the loan is paid off, what is the amount of your final payment $($Answer in $$,$ round to $2$ decimals.$)?$ What rate of return $($expressed as an APR with monthly compounding$)$ have you earned on the $$150?$ What is the outstanding loan amount prior to making the $$150$ payment $($Answer in $$,$ round to $2$ decimals$)?$Here is the text from the image you provided?