You contribute $$1,000$ annually to a retirement account for ten years and stop making payments at the age of $40.$ Your twin brother $($or sister $...$ whichever applies$)$ opens an account at age $40$ and contributes $$1,000$ a year until retirement at age $65(25$ years$).$ You both earn $12$ percent on your investments. How much can each of you withdraw for $20$ years $($that is$,$ ages $66$ through $85)$ from the retirement accounts? Use Appendix A$,$ Appendix C$,$ and Appendix D to answer the question. Round your answers to the nearest dollar.

You can withdraw $

$.$

Your twin can withdraw