You have decided to leave your current position for a new job, and you have an $18,500 vested balance in your current employer's retirement plan. In this situation, discuss what you would choose to do with your currently vested balance - leave it in the current plan, roll it over to your new employer's plan, take a cash distribution, or roll it into an IRA. You can assume your current age, i.e. that it would be subject to a penalty given that you are less than 59 %. Include in your discussion at least two reasons that you made the choice you did, and at least one reason you would have considered a different option. (15 points)