You owe $$2,000$ on a credit card that charges $20\%$ interest. You have $$2,200$ in your savings account that earns $1\mathrm{.}69\%$ interest. Your savings account charges $$14\mathrm{.}50$ a month if you keep a balance of less than $$1,500$ a month. Compare the amount of interest for both to decide what you should do about paying the credit card bill. Consider all factors in the decision. Show your for any calculations you may completed.

In a brief paragraph, justify your decision, including a description of all factors that would affect that decision.