You plan to save $$31,486$ per year for $4$ years, with your first savings contribution later today. You then plan to make X withdrawals of $$46,445$ per year, with your first withdrawal expected in $4$ years. What is X if the expected return per year is $16\mathrm{.}90$ percent per year?

Submission instructions: round your answer to $2$ decimal places $($such as $1\mathrm{.}23$ or $98\mathrm{.}76).$