You$$ve just opened a margin account with $$29,520$ at your local brokerage firm. You instruct your broker to purchase $600$ shares of Landon Golf stock, which currently sells for $$82$ per share. Suppose the call money rate is $7$ percent and your broker charges you a spread of $1$ percent over this rate. You hold the stock for four months $($or $120$ days$)$ and sell at a price of $$90$ per share. The company paid a dividend of $$0\mathrm{.}44$ per share the day before you sold your stock.

What is your total dollar return from this investment?

Note: Do not round intermediate calculations. Round your answer to $2$ decimal places.

What is your effective annual rate of return?

Note: Do not round intermediate calculations. Enter your answer as a percent rounded to $2$ decimal places.