You will perform this calculation using two different rates of interest (one high and one low, drawn from the sectoral data below). You will then also perform a comparison calculation using the market average rate of growth as a third rate of interest similar to the rate associated with a total stock market index fund. Together, these three calculations should illustrate the importance of the rate of interest in present and future value calculations, such as the amount of a deposit needed to ensure an investment grows to $1,000,000 over 40 years. Solving for the required deposit, you anticipate that you will see big differences in the initial deposits needed in each case because the rates of growth of the deposit differ as these move toward a value of $1,000,000 in 40 years. Assume a single lump sum is invested today. The rate of return or interest on each "investment tool" is the rate at which an initial deposit will grow toward $1,000,000 over time