Your client Danny informs you that he is very concerned about the future cost of his daughter$$s education. Fifteen years from now when his daughter is scheduled to start university, he wants to have $$75,000$ saved up for her. He asks you to implement a savings and investment plan to meet this objective.

What does Danny$$s request indicate?

a$)$social needb$)$safety needc$)$implied needd$)$explicit need