Your client is planning on starting a small management consulting business and will use the new office in his home to run his business out of. 

 

1. Start by identifying the exclusions under his homeowner's form that would be of consequence to a home based business.                                                                                                             

 

1. Identify the risks associated with having a home based business and highlight at least five (5) potential exposures your client may have.                                                                            

 

 

1. You recommend he adds the Home Based Business Endorsement to their policy and would like to explain the coverage provided by it.  Highlight the most important aspects of this coverage for your client.