Your client's normal monthly inflows are $2,000. Normal monthly outflows total $1,800. Your client decides to leave the other $200 per month in the account each month for five months until $1,000 has been saved. At the end of the five months, your client wants to spend $1,000 on a new computer. Assuming that your client's normal inflows and outflows do not change, if the computer is purchased in month 5, what is the Net Change to Cash in month 5? Your client's normal monthly inflows are $2,000. Normal monthly outflows total $1,800. Your client decides to leave the other $200 per month in the account each month for five months until $1,000 has been saved. At the end of the five months, your client wants to spend $1,000 on a new computer. What is your client's expense ratio in month 5?