Your local gift shop starts a membership program for its loyal customers. Customers who have a 5-year membership card will get a 10% discount on every purchase and the store owner believes that a loyal customer spends $200 (before discount) on average in the store every year. The market interest rate is 3%. If the store owners expectations are correct, how much can she charge for the 5-year membership card? (Note: Assume the customers make all their purchases at the end of the year.) $91.59 $94.34 $99.68 $100.00