You're borrowing $4,000 for two years with a stated annual interest rate of 4%. Complete the following table. (Note: Round your answers to the nearest dollar.) Principal $4,000 Finance charge S Total Payback S Annual Percentage Rate (APR) You also want to calculate the APR (annual percentage rate) and compare it to the stated interest rate. Average Annual Finance Charge APR = Average Loan Balance Outstanding First, compute the average annual finance charge by dividing the total finance charge of $ years) S (Note: Round your answers to the nearest dollar). Next, as a single-payment loan, the average loan balance outstanding is constant at $4,000. Complete the calculation. (Note: Round your answers to the nearest dollar or whole percentage point.) APR = Average Annual Finance Charge / Average Loan Balance Outstanding different equal The stated interest rate and APR are because the: O Term of the loan is fewer than five years. O Loan is a single-payment loan O Simple interest method was used to calculate finance charges by the life of the loan, which is two years (2.0