Question: Use the file Binary_Loan to repeat Exercise 12.1 in order to check if there is discrimination for individuals that belong to the Black and Hispanic

Use the file Binary_Loan to repeat Exercise 12.1 in order to check if there is discrimination for individuals that belong to the Black and Hispanic ethnic minorities in a simple model that includes one explanatory variable only. What are your conclusions? If you add additional determinants, does the discrimination disappear or not?

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