Are female and male heads of households equally likely to carry a balance on their credit cards?

Question:

Are female and male heads of households equally likely to carry a balance on their credit cards? Conduct a test to determine whether there is a difference between the sexes (HHSEX: 1 = Male, 2 = Female) with respect to carrying a balance on credit cards (NOCCBAL: 0 = Carry a balance, 1 = Do not carry a balance).