=+3.58 ● 2005 was a record year for hurricane devastation in the United States (San Luis Obispo Tribune, November 30, 2005). Of the 26 tropical storms and hurricanes in the season, 4 hurricanes hit the mainland: Dennis, Katrina, Rita, and Wilma. The U.S. insured catastrophic losses since 1989 (approximate values read from a graph that appeared in the San Luis Obispo Tribune, November 30, 2005) are as follows:

Year Cost (in billions of dollars)

1989 7.5 1990 2.5 1991 4.0 1992 22.5 1993 5.0 1994 18.0 1995 9.0 1996 8.0 1997 2.6 1998 10.0 1999 9.0 2000 3.0 2001 27.0 2002 5.0 2003 12.0 2004 28.5 2005 56.8