Question: Assume you are preparing a DFD to describe the process of creating, approving, and closing a mortgage loan by a mortgage broker. Should the broker

Assume you are preparing a DFD to describe the process of creating, approving, and closing a mortgage loan by a mortgage broker. Should the broker be represented as an external agent or by one or more processes? Why? What about the closing agent, the credit bureau, and the bank that issues the mortgage note?

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