In the chapter, two stories about the deficit are told: “the great place to invest” story and the “foolishly saving too little” story. In the following examples, which is more like the “great place to invest” story and which is more like the “foolishly saving too little” story? 

a. Goofus uses his student loan money to buy a nice flat-screen TV and can’t afford most of his textbooks. Gallant uses his student loan money to buy his textbooks and coffee that keeps him awake during study sessions. 

b. Carter borrows money from his dad to attend the right parties, make useful industry connections, and build his career. Ernest borrows money from his dad to attend fun parties, meet fun people, and, well, that’s about it. 

c. America 1 borrows money to invest in her future. America 2 borrows money to pay for a spending binge.