Using the table in the Financial Planning Calculations feature on page 450, complete the following table. Then answer the questions that follow the table.

a. In the above situations, describe the effect that the rate of return has on the investment value at the end of the selected time period.
b. In the above situations, describe the effect that the number of years has on the investment value at the end of the selected time period.

Total Amount of Interest or Earnings Total Amount of Investment Value at the End Rate of Annual Number of Time Period of Years 10 10 20 20 Deposit $2,000 $2,000 $2,000 $2,000 Return Investment $20,000 $20,000 $40,000 $40,000 $ 5,156 $25,156 $30,386 S66,132 $102,320 5% 9% $10,386 $26,132 $62,320 5% 9%