Question: While riding to school on her bicycle, Ruth was run off the road by a hit-and-run driver. Except for a broken arm that is healing

While riding to school on her bicycle, Ruth was run off the road by a hit-and-run driver. Except for a broken arm that is healing nicely, she was unhurt. Under which insurance policy and under what section of that insurance policy might her parents apply for reimbursement of medical expenses?

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