1. Distinguish among the time-frame differences for checking, savings, and investment accounts.
2. Explain why is there no such thing as free checking and list two checking account fees that you could avoid by using your account appropriately.
3. Describe reasons to keep money in a saving account rather than a checking account.
4. Explain the benefits of a pay-yourself-first approach to saving.
5. Explain the benefits and drawbacks of certificates of deposit.