An Investment Savings account offered by a trust company pays a rate of 1.00% on the first $1000 of daily closing balance, 1.75% on the portion of the balance between $1000 and $3000, and 2.25% on any balance in excess of $3000. What interest will be paid for the month of January if the opening balance was $3678, $2800 was with- drawn on the fourteenth of the month, and $950 was deposited on the twenty-fifth of the month?