Ethical dilemmas often face university and college administrators as they attempt to provide students with services and products to make college life easier. For example, the University of Minnesota issues "U Cards" to students. U Cards are a multipurpose ID that serves as a library and security card. Students have the option to open a checking account and use the U Card's debit and ATM features. The University of Minnesota has a contract with TCF Financial Corporation where TCF pays for the cards and also makes other contributions to the university (the new football stadium is named the TCF Bank Stadium).
Critics contend these types of deals are fraught with potential conflicts of interest. For example, recent scandals have occurred in which university financial aid officers were caught accepting free meals, tips, and shares of company stock. Some university and college administrators believe there is a problem that stems from considering every point of contact with students as a potential profit center.