Judy Atwood has 100/500/100 vehicle insurance. She has a $0 deductible on comprehensive and a $1,000 deductible on collision. Judy crashed into another vehicle while speeding and was at fault. Sheila, Kathy, and Bob, the driver and passengers in the other vehicle, were injured. Sheila's medical care was $25,940, Kathy's medical care was $88,760, and Bob's medical expenses were $66,890. Their car required $26,380 to repair. Judy's vehicle had $6,620 in damages but she had no injuries. How much will the insurance company be responsible for paying and to whom? How much, if any, will Judy be responsible for paying?