Megalopolis Bank has the following balance sheet and income statement.

For Megalopolis, calculate:
a. Return on equity
b. Return on assets
c. Asset utilization
d. Equity multiplier
e. Profit margin
f. Interest expense ratio
g. Provision for loan loss ratio
h. Noninterest expense ratio
i. Taxratio

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Balance Sheet (in millions) Assets Liabilities and Equity Cash and due from banks Investment secunties Demand s 9,000 deposits S 19,000 23,000 NOW accounts 89,000 42,000 Retail CDs 90,000 Debentures agreements Loans Fixed assets Other assets Total assets 28,000 19,000 15,000 Total liabilities $155,000 12,000 4.000 Retained earnings 12,000 4.000 Common stock $183,000 Paid-in capital Total liabilities and equity $183,000 Income Statement Interest on fees and loans Interest on investment securities Interest on repurchase agreements Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Noninterest income Noninterest expenses Income before taxes Taxes Net income 9,000 4.000 6,000 1,000 $20,000 S 9,000 2,000 $11,000 $ 9,000 2,000 2,000 1.000 S 8,000 3,000 5,000