Ravanello is a computer hacker. He is motivated primarily by the challenge of breaking systems, but he figures he might as well make some money at the same time. After many months of dedicated effort, he penetrated the electronic customer files of EZ Bank. Not wanting to appear greedy or be caught, Ravanello devised a system to skim $10 from random accounts every month. He began to accumulate money in his account faster than he could spend it. It was nine months before a customer of EZ convinced the bank that his account was short by three $10 withdrawals and the bank was able to trace the reason. What does this scenario reveal about the perils of electronic banking? Do you think this scenario could really happen? Is such a risk likely to be prevented by banking practices, contracts, or the law? Who is responsible for the losses?