Genito, a licensed partnership (L.P.), was contracted to build a housing development in Chesterfield County, Virginia. The National Housing Corporation (NHC) was in charge of the builder’s risk insurance for the project. The NHC in turn contracted with Acordia, an insurance broker, to obtain the actual policy that would cover the housing development. Genito, in the process of building the complex, chose fly ash to fill the ground that the development sat on. As a result, the project was compromised due to cracks in the foundation and overall structure of the complex. Genito filed suit against Acordia claiming that he would have been covered by the insurance policy, but that Acordia was negligent in failing to name Genito as insured under the policy. The L.P. claimed negligence and breach of contract as it sought to receive compensation for the now invalid housing development. Why do you think that Genito claimed negligence as a reason for bringing suit?