Suppose the smoking habits of the parents are independent and the probability that the mother is a current smoker is .4, whereas the probability that the father is a current smoker is .5. What is the probability that both the father and mother are current smokers? 

Pulmonary Disease
The familial aggregation of respiratory disease is a wellestablished clinical phenomenon. However, whether this aggregation is due to genetic or environmental factors or both is somewhat controversial. An investigator wishes to study a particular environmental factor, namely the relationship of cigarette-smoking habits in the parents to the presence or absence of asthma in their oldest child age 5 to 9 years living in the household (referred to below as their offspring). Suppose the investigator finds that (1) if both the mother and father are current smokers, then the probability of their offspring having asthma is .15; (2) if the mother is a current smoker and the father is not, then the probability of their offspring having asthma is .13; (3) if the father is a current smoker and the mother is not, then the probability of their offspring having asthma is .05; and (4) if neither parent is a current smoker, then the probability of their offspring having asthma is .04.