2 How do you think your benefits preferences differ from those of your parents’ generation? According to a 2014 United States study by Neil Howe: ‘the millennial generation, today’s incoming young-adult employees, shows far more interest than older generations in a broad spectrum of employee benefits to protect them from various life risks. They are more cautious than boomers or Gen Xers in choosing their financial portfolios and more focused on planning for their long-term future. Millennials even value health insurance almost as much as older adults – despite the fact they’re much less likely to use it.’