An offshoot of microfinance that has grown significantly over the past few years is an idea known as crowdfunding. With crowdfunding, individuals, businesses, and communities seek monetary support for ideas or projects from other individuals, primarily over the Internet. Three of the largest and most successful crowdfunding Internet sites are GoFundMe, Kickstarter, and Indiegogo, and while the use of the term “crowdfunding” is relatively new and associated with online sites such as these, the concept has been around for many years, with projects such as the pedestal on which the Statue of Liberty resides being constructed using this style of funding. Do some research on crowdfunding and explain whether you believe crowdfunding is a viable alternative to microfinance in poor countries such as Bangladesh. Which source of peer lending, microfinance or crowdfunding, do you believe would be the most successful at reducing the problem of adverse selection? Why?