According to an opinion column in the Wall Street Journal: Former Google staffers founded the online lender
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According to an opinion column in the Wall Street Journal: “Former Google staffers founded the online lender Upstart, which [makes loans] based on [a borrower’s] grade-point average, SAT score, college attended and even major.” How does this approach to credit scoring differ from the approach Fair Isaac uses? Is it likely that Upstart is targeting a particular type of borrower? Briefly explain.
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Fair Isaac uses the credit history of a borrower not gra...View the full answer
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Related Book For 
Money, Banking, and the Financial System
ISBN: 978-0134524061
3rd edition
Authors: R. Glenn Hubbard, Anthony Patrick O'Brien
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