Classify all your spending into categories such as car, rent, school expenses, clothing, and entertainment. Determine the proportion of your cash outflows that is allocated toward each of these categories. Describe the results, and explain whether you have any plans to change your consumption pattern. Classify all your spending into categories such as car, rent, school expenses, clothing, and entertainment. Determine the proportion of your cash outflows that is allocated toward each of these categories. Describe the results, and explain whether you have any plans to change your consumption pattern.