After graduating from college last fall, Arlene Dukes took a job as a consumer credit analyst at

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After graduating from college last fall, Arlene Dukes took a job as a consumer credit analyst at a local bank. From her work reviewing credit applications, she realizes that she should begin establishing her own credit history. Describe for Arlene several steps she could take to begin building a strong credit record. Does the fact that she took out a student loan for her college education help or hurt her credit record?

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