swer the following ques h what you have learned. (5 points) 1. What is included in a personal budget? Why is a personal budget a useful tool? (5 points) 2. What are the main costs associated with higher education? Why might the financial burden of college actually be economically worthwhile? (5 points) 3. Choose one type of insurance. Explain what it is and why it is useful or necessary.(5 points) 4. How are debit and credit cards similar? How are they different? {5 points) 5. What does it mean to be a socially responsible consumer? Use an example to support your explanation