$10$:$18$

$5GC$

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$18$

$4$

$22$

$40\%$

The truth about warranties is that they $($Choose one correct answer$)$

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apply even when the transferor does not indorse.

make it difficult for a holder to return the instrument to a transferor on the ground of breach of warranty.

depend on presentment, dishonor, and notice.

cannot be utilized before presentment has been made or after the time for giving notice has expired.

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