$10$ avoid worrying whether it is a good time to invest in the market when you are putting money into your Roth IRA, you could deploy the strategy of systematically depositing an equal value of funds at set periods of time. This way you buy few shares when prices are high and more shares when prices are lower, giving you a chance at a low average cost over time. This strategy is called....

$$ dollar cost averaging

rebalancing

asset allocation

$$ hedging