Question: 1 9 . When Harry, a long - time insulation installer, discovered he had asbestosis, he submitted a workers compensation claim under the workers compensation

19 .

When Harry, a long

-

time insulation installer, discovered he had asbestosis, he submitted a workers compensation claim under the workers compensation policy of Benney's Builders, the contractor who employed him. Benney's risk manager turned the claim over to its insurer, commenting that Harry probably got the asbestosis from living in an old house for

20

years. In handling this claim,

(

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2)

.

the insurer can settle the claim only with Benney's consent.

.

the insurer has a contractual obligation to investigate Benney's defense.

.

the insurer has no right to consider a defense but is obligated to pay the claim.

.

the insurer has a right to investigate and settle the claim regardless of Benney's consent.

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