Question: 1. if interest rates increase, which should react quicker: Interest income or interest expense? Should this be favorable or unfavorable to the bank and why?

1. if interest rates increase, which should react quicker: Interest income or interest expense? Should this be favorable or unfavorable to the bank and why?

2. If interest rates decrease, which should react quicker: Interest income or interest expense? Should this be favorable or unfavorable to the bank and why?

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