1 point Consider the table below, which has data on insurance status and medical expenditures for different types of professors at Hypothetical University (HU), economics & criminology professors Assume that there are an equal number of economics and criminology professors. Assume further that econ professors all have the same level of health and criminology professors all have the same level of health. Given the information below, is there evidence of moral hazard? 2010 2011 Insured? Ave Expenditures Insured? Avg. Expenditures Economics Professors Yes $15,000 $10,000 Criminology Professors Yes $20,000 $20.000 Yes because in 2011 Econ professors dropped their coverage and health expenditures went down. No. Criminology professors average expenditure didn't change between 2010 and 2011 so there is no moral hazard. Yes because in 2011 Criminology professors dropped their coverage and health expenditures did not change. No. All professors kept their health insurance so It is impossible to tell what would happen had the professors not been insured