1 QUESTION - Company draws a cheque from Mumbai, payable at a bank branch in Mumbai. It gives the cheque to service provider in Mumbai. The cheque gets dishonoured and the company sends a notice of default from its Head office in Gurgaon. The company failed to pay the amount within fifteen days .The service provider intends to file a complaint under section 138? Can they file a complaint u/s 138 and at which place they should file a complaint?

2 QUESTION - Ms. Naina owns a restaurant located at Gurgaon, which she had bought three years ago for Rs. 40 lakhs. She had bought a fire insurance Policy worth Rs. 32 lakhs (which is the written down value of her insured property). Her restaurant caught fire and the amount of loss suffered was worth Rs.10 lakhs. What is the liability of the insurance company to settle the claim? On what principle of insurance contract, the settlement of claim happens in the fire insurance product.