$1)$ Saanvi, a $24-$year$-$old recent graduate, is considering investing in Exchange$-$Traded Funds $($ETFs$)$ as a way to grow her savings. Which of the following is NOT a benefit of investing in ETFs?

a$)$ ETF$$s allow investors to hold a wide range of assets, reducing the risk of investing in individual stocks.

b$)$ ETF$$s typically have lower management fees compared to actively managed mutual funds.

c$)$ ETF$$s guarantee returns, regardless of market conditions.

d$)$ ETF$$s can be bought and sold throughout the trading day.

ETF$$s provide diversification as they allow investors to gain exposure to specific sectors$,$ industries, or geographic markets without investors having to pick specific stocks