1. Using the COVEY reading , what is the main habit they need to have in regards to monthly payments that they will require to make or replace in the actual monthly payments ( new mortgage and new auto loan ) , calculate the change in the amount of money that they will experience .

2. Following the dreams and aspirations of Luke and Leia , if they want to replace the actual car and home with the new options , what will be the change in $$ net worth using the balance sheets to address this issue ?

3. Given the actual income statement and balance sheet and the decision they are about to make in regard to the new auto and home , explain to Luke and Leia how Goleman and Kiyosaki's readings can help ( or not help ) to decide .