Question: 1-(1) Basic Information Loan $400,000 Amount (30- Term year 360 (Period) fixed rate) Fees come off the amount borrowed Mortgage Rate (%) Monthly Rate

1-(1) Basic Information Loan $400,000 Amount (30- Term year 360 (Period) fixed

1-(1) Basic Information Loan $400,000 Amount (30- Term year 360 (Period) fixed rate) Fees come off the amount borrowed Mortgage Rate (%) Monthly Rate points (%) Fee Benchmark 400,000 3.5 0.002917 0 0 Alternative1 400,000 3.375 0.002812 0 1620 Alternative2 400,000 3.5 0.002917 0 950 Alternative3 400,000 3.375 0.002812 1 950 Alternative4 400,000 3.5 0.002917 1 0 Alternative5 400,000 3.5 0.002917 0.25 1048 Alternative6 400,000 3.5 0.002917 0.364 1727 1-(2) 1-(3) Difference between Benchmark and Alternative Monthly Upfront Monthly Payment Payment Payment Benchmark Benchmark

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