1.Which statement is correct about identity theft?

a. It Can be easy to Detect and Costly to Recover From

b. It is not a Growing Crime Against Individuals Today

c. All the above are correct

d. Consumers Entitled to One Free Credit Report Annually from Each of the Three Major Credit Bureaus

2 Debit cards are

a. When an individual uses the card, their balance is immediately debited

b. Only statement (a) & (c) are correct

c. They are a convenient vehicle for making deposits into and withdrawals from ATMs and they facilitate check cashing.

d. All statements are correct

e. Widely available, can be used to pay for goods and services, but not to extend credit.

f. Debit card forces discipline to customers & saves time and paperwork comparing with checks