(2) Determine the risk-based and Tier I leverage capital ratios for Amadeus Federal Savings:

Balance Sheet $ 7,000 8,000 Weight (% 0 0 Liabilities + Equity Core deposits Borrowed funds Long-term debt Perpetual preferred Limited life preferred Common equity $ 95,000 22,000 5,000 2,000 10,000 8,000 Assets Cash and due from banks Treasury securities Government-sponsored agency securities Federal funds sold Commercial and consumer loans Home mortgages Allowance for loan losses Premises and equipment Goodwill Other assets Total 20 20 2,000 9,500 60,000 36,000 (2,800) 4,000 3,500 1,800 $135,500 100 50 0 100 0 100 Total $135,500 Balance Sheet $ 7,000 8,000 Weight (% 0 0 Liabilities + Equity Core deposits Borrowed funds Long-term debt Perpetual preferred Limited life preferred Common equity $ 95,000 22,000 5,000 2,000 10,000 8,000 Assets Cash and due from banks Treasury securities Government-sponsored agency securities Federal funds sold Commercial and consumer loans Home mortgages Allowance for loan losses Premises and equipment Goodwill Other assets Total 20 20 2,000 9,500 60,000 36,000 (2,800) 4,000 3,500 1,800 $135,500 100 50 0 100 0 100 Total $135,500