21. IT specialists are responsible for the selection, installing, maintenance, and operating of hardware and software. * (2 points) Enter your answer 22. You can use online banking to obtain account information, transfer funds, bill payments, communicate with us electronically, and sending money to other individuals. * (2 points) Enter your answer 23. The planning process includes identifying and setting achievable goals, development of necessary strategies, and to outline the tasks and schedules on how to achieve the set goals. * (2 points) Enter your answer 24. Successful leaders should have the following qualities: imagination, innovative, vision, fair, dedication, and be flexible just to name a few. * (2 points) Enter your answer 25. Driving a car requires attention, coordination, to be patient, to have good eyesight and to concentrate. * (2 Points) Enter your