3. a. (3 points) what did both Wayne and Dave say about practice? In what context? b. (3 points) what did both Wayne and Dave emphasize the need for operating agreements and term sheets? c. (3 points) in what way can a smart money investor be like an angel investor? d. (5 points) Dave talked about the Capital Gap that exists in the financing timeline. What is it and why is it a challenge? What did he say can help solve this problem? Explain. 3. a. (3 points) what did both Wayne and Dave say about practice? In what context? b. (3 points) what did both Wayne and Dave emphasize the need for operating agreements and term sheets? c. (3 points) in what way can a smart money investor be like an angel investor? d. (5 points) Dave talked about the Capital Gap that exists in the financing timeline. What is it and why is it a challenge? What did he say can help solve this problem? Explain