$3.$ Based $,$ what are long$-$term loans? How do you feel about them? $4.$ Describe the differences between deferment, forbearance, delinquent, and default, in relation to student loans. $5.$ Describe three different student loan repayment plans. Which do you plan to use upon graduation? If you do not currently have any loans, which would you use if you did? $7.$ Do you plan to have student loans when you graduate college? Based on your meeting with someone in the Financial Aid Office, what payment plan do plan to use? What do you anticipate your monthly payment to be$?$