3. Determining the Time Value of Money, Using a future valuc calculator available on the internet or the formula or the tables included in the Chapter 1 Appendix, complete the following table. Then answer the questions that follow the table. Hint: To calculate the total amount of interest or earnings, subtract the amount of your total investment from the value at the end of the time period. Investment Value at End of Time Period Total Amount of Interest or Earnings Rate of Return Total Amount of Investment Number of Years Annual Deposit $2,000 5% 10 9% 10 $2,000 5% 20 $2.000 20 996 $2,000 a. In the above situations, describe the effect that the rate of return has on the investment value at the end of the selected time period. b. In the above situations, describe the effect that the number of years has on the investment value at the end of the selected time period. 482 1 Problem 83 N Investment Value Total Amount of Rate of Number at End of Time Total Amount of Annual Deposit Return Interest of of Years Period Investment 2,000.00 45 Earnings 5% 10C tenper, pm, lpvl. [type]) $ $ 2,000.00 9 10 65 2.000.00 53 20 75 2,000.00 9% 20 Investment Value at End of Time Perioduse FV function select 04 and then tx (left of formula bar) to view inputs 10 11 Total Amount of investment Annual de poolt Number of years 12 13 Total amount of interest or earnings Investment Value at End - Total amount of investment 14 15 16 . Describe the effect that tho rate of rotum has on the investment value at the end of the selected time period 17 18 19 20 21 b. Describe the effect that the number of years has on the investment value at the end of the selected 22 time period 21 24 25 26 27 28 29 30 31 32 33