3. Identify borrowing causes and repayment sources disclosed by each section ofthe cash flow. During a recent meeting with Your Bank's loan committee, you were asked to determine why Clear Lights, a manufacturer of lights used in office buildings, requested financing. It was stated that the company had positive cash after debt amortization. What then would be the cause of the financing request? a. Operating expenses b. Dividend payments c. Interest expense d. Capital expenditures